Everything you need to know about Overdraft Services
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Manage my Overdraft Preferences
Explanation of Overdraft Services
At Greater Texas|Aggieland Credit Union, we understand that life can get hectic, and overdrafts can occasionally happen. That’s why we’ve made it a priority to support our members by covering overdrafts, helping you avoid the inconvenience and extra costs of returned checks and merchant fees. We also strive to approve debit card and ATM transactions, even when your account balance is low, so you can complete your purchases and avoid disruptions at checkout. Due to federal regulations, we require that you give us permission to pay any ATM or everyday debit card transactions that overdraws your account. Our standard overdraft fee applies for each overdrawn item. You must give us permission to cover these types of transactions. If you don’t give us consent by "opting-in", we must decline your transaction when you do not have enough money in your account.
